New York's 30-Day No-Fault Rule: What You Need to Know

Expert guidance from MAIC — the Bronx's comprehensive accident injury center.

At Metropolitan Accident & Injury Center in the Bronx, we treat car accident patients every day. Here is what our medical team wants you to know about this topic.

Why This Matters

Car accidents produce injuries that are often more serious than they initially appear. Adrenaline masks pain, inflammation builds gradually, and structural damage like herniated discs or whiplash may not produce symptoms for hours or days. This is why immediate medical evaluation is critical.

Key Facts

New York is a no-fault insurance state. Your own insurance covers treatment regardless of who caused the accident — up to $50,000 in benefits with zero out-of-pocket cost. However, you must seek treatment within 30 days. New York's 30-day no-fault rule is an absolute deadline enforced aggressively by insurance companies.

How MAIC Helps

Our facility provides every specialty under one roof: chiropractic, physical therapy, pain management, orthopedics, neurology, and diagnostic imaging. Coordinated care with 24-hour documentation turnaround for your attorney.

Common Injuries

We treat whiplash, back injuries, neck injuries, herniated discs, sciatica, shoulder injuries, knee injuries, headaches, soft tissue injuries, TBI, and fractures.

Don't Wait — Get Treatment Today

Same-day appointments. No-fault accepted. Zero out-of-pocket.

(718) 555-0100 Schedule Your Appointment

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